Frequently Asked Questions

BELOW ARE SOME QUESTIONS WE FREQUENTLY HEAR FROM CUSTOMERS. IF YOU HAVE A QUESTION THAT IS NOT LISTED, PLEASE FEEL FREE TO CONTACT US.

How do I “PREQUALIFY” ?

Just click “GET A LOAN” on our website and fill out the Quick Loan Form and submit.  One of our knowledgable Home Representatives will contact you within 48 hours.

What if I am already approved for a loan with my mortgage company/bank?

No problem.  Evangeline Home Center will work with you and your preferred lender.

What are closing costs?

Closing costs are fees charged to you by the mortgage company, lender, and others associated with your loan.  Examples are title search, appraisal, insurance premiums, taxes, etc.

Will Evangeline Home Center deliver anywhere?

We deliver anywhere in the tri-state area.  Additional costs may apply.  Please contact one of our Home Representatives to inquire.

What appliances come in the manufactured home and can we upgrade?

A refrigerator and a stove are standard items.  Other appliances such as dishwashers, built-in microwaves, garbage disposals, washer/dryer, etc can be added.  Upgrades are also available on all of these appliances.

Can flooring be upgraded?

Yes. There are many flooring options for your mobile home.  Different grades of linoleum, tile, laminate, carpet, etc are available.

How does a manufactured home hold up in severe weather?

Manufactured Homes have been wind tested and proven to withstand some of the most extreme conditions.  Incorporating the construction upgrade of 1994, manufactured homes are now considered safe and a worthy investment.

What is the difference between a manufactured home and a modular home?

Manufactured Homes are build in a factory in accordance to the HUD construction codes.  Modular Homes are built in a factory in accordance to the residential code of your state.

Can EHC us a floorplan I already have?

Yes. This is considered custom designed. Please see CUSTOM HOMES on our website.

What if I do not have land for a home?

We will help you find land for your home.  We  have many sources with land available.  Feel free to speak with our in-house Realtor.

What if I am a first time buyer?

Evangeline Home Center welcomes first time buyers.  There are many loan programs for first time buyers.  Just go to GET A LOAN on our website and submit the form to prequalify.

Can EHC still help me if my credit score is low?

There are many loan programs for low credit scores.  Evangeline Home Center can help find the program to fit your situation and/or get you on the right track to a better credit score.

Will I need a down payment?

Not always.  This depends on the type of loan you qualify for.  Although, we always advise making a good initial investment into your home with a down payment.

Can I make changes to the home/floorplan?

Yes. Please see our CUSTOM HOMES area on the website or contact one of our Home Representatives.

What will my monthly payment be?

You can use our handy mortgage calculator on the website.  Just put in your information and it will calculate your monthly payment for you.  If you have any questions please feel free to contact us.

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