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Is a Manufactured Home Right for You and Your Family?

Becoming a homeowner is full of difficult decisions, including the type of home you want. A manufactured home is a viable option for many people, and the affordable price makes it a straightforward path to homeownership. However, you should first consider the pros and cons to decide whether a manufactured home is right for you and your family.

What Constitutes a Manufactured Home?

Manufactured homes are factory-built structures that meet safety standards set by the Department of Housing and Urban Development. After factories complete the manufactured home assemblies, they transport them to their permanent locations.

Although many people use the terms “manufactured home” and “mobile home” interchangeably, there is one minor distinction. They’re essentially the same, but it’s known as a mobile home if the assembly date falls before June 15, 1976, and a manufactured home if after that date.

Pros of Owning a Manufactured Home

Manufactured homes remain a popular choice for many people, and the positive aspects are undeniable. Explore the benefits of choosing a factory-built house over other options.


Affordability is easily the most impactful benefit that comes with manufactured homes. While the price is contingent on your floor plan and added features, the cost per square foot is still significantly lower than average home prices.

Short Build Time

Aside from the low price, manufactured homes also have short build times. While on-site builds take six months to a year to complete, factory-built homes can be on your property of choice within a matter of weeks or a few months.


Unless you design and build your own on-site home, there’s no way to create your own layout and opt for specific features within your house. However, choosing a manufactured home allows you to select your desired features and designs.

Cons of Owning a Manufactured Home

While the advantages of owning a manufactured home are substantial, there are a few cons that may or may not be deal-breakers for you. Weigh the disadvantages before making your final decision.


If you’re looking for an option with good resale value, a manufactured home might not be the best decision for you. While traditional homes typically appreciate in value, manufactured homes depreciate. In other words, you won’t be able to sell it for greater or equal value if you decide to move.

Mortgage Options

You might struggle to find financing, as many financial institutions don’t offer loans for manufactured homes, and the interest rates are higher if they do. However, some government-backed loans are available if you need another financing option.

Deciding whether a manufactured home is right for you and your family isn’t something to take lightly, and you should weigh the pros and cons diligently. For mobile home dealers in Lafayette, Louisiana, check out Evangeline Home Center online. Our team is happy to help you make the right decision and answer any questions you have regarding manufactured homes.